I am a dedicated and results-driven Credit Analyst with over 13 years of experience in credit risk assessment, financial statement analysis, financial spreading, and credit underwriting. Throughout my career, I have worked with global organizations, evaluating the financial health and creditworthiness of SMEs and large corporations across various industries.
My expertise includes analyzing income statements, balance sheets, cash flow statements, financial ratios, and SEC filings prepared under US GAAP. I have extensive experience recommending obligor risk ratings, conducting credit assessments, and utilizing credit scoring and rating tools such as S&P Credit Analytics to support informed lending and business decisions.
In addition to my strong analytical background, I am proficient in Microsoft Excel, Microsoft Office and Microsoft Word. I am known for my attention to detail, accuracy, critical thinking, and ability to deliver high-quality financial analysis within deadlines.
I am seeking opportunities where I can contribute my financial expertise, analytical skills, and commitment to excellence to help businesses manage risk, improve decision-making, and achieve their financial objectives. I am a fast learner, highly reliable, and capable of working independently or as part of a team in a remote environment.
