Credit Repair Specialist | Web & Automation Developer | Credit Repair Cloud (CRC) | Python | FCRA | CFPB | FTC | LetterStream
3 years of experience in credit repair and credit dispute processing, with hands-on experience building the software that runs behind it. I handle full-cycle credit dispute work: credit report analysis, dispute letter preparation, dispute round management, and client account handling from start to finish. I also built a custom credit repair automation platform (Python, Flask, SQLite) to manage client tracking, dispute letter generation, and invoicing, so I understand both sides of this work: doing it manually and automating it.
Credit Repair Skills and Experience:
- Credit Repair Cloud (CRC)
- Dispute Fox
- Credit Report Analysis
- Credit Disputes
- FCRA (Fair Credit Reporting Act)
- FDCPA
- CFPB Complaints
- FTC Identity Theft Reports
- BBB Complaints
- LetterStream
- SmartCredit
- IdentityIQ
- Credit Hero Score
- Experian Disputes
- Equifax Disputes
- TransUnion Disputes
- Collections Removal
- Charge-Off Disputes
- Inquiry Removal
- Bankruptcy Disputes
- Metro 2 Compliance
- Factual Disputing
- Client File Management
- Document Management
Web & Automation Development Skills:
- Python
- Flask
- SQLite
- React
- Supabase
- REST API Development
- OpenAI API Integration
- Workflow Automation
- Web Scraping / Scripting
- Database Design and Management
- Git / Version Control
- Microsoft Office
- Google Workspace
- Dropbox
Responsibilities:
- Analyze credit reports and identify negative items.
- Draft and send dispute letters to Experian, Equifax, and TransUnion.
- File FTC Identity Theft Reports when applicable.
- Submit CFPB and BBB complaints.
- Manage dispute rounds and client progress in Credit Repair Cloud.
- Track client records and maintain organized documentation.
- Process multiple client files while meeting deadlines.
- Build and maintain automation tools for credit repair workflows (client tracking, letter generation, invoicing).
- Integrate APIs and databases to streamline repetitive business processes.
Available for full-time or part-time opportunities.