I have a total of 8 years experience in US mortgage industry. I handled live loans by answering inbound calls, became advanced escrow specialist then was promoted as default underwriter.I modify past due loans and recalculate monthly mortgage payment to avoid foreclosure. After years of experience I moved and became a pre-underwriter. I review documents,(application form, bank statements, divorce decree,CBR, VOE and other related docs), order valuations, and calculate DTI. I work on government and non-government loans
