During my time as a Credit Analyst for Secured and Unsecured loans. I gained a valuable experience in assessing the credit worthiness of borrowers and analyzing their financial information to determine loan eligibility. Wherein I diligently reviewed loan documents, financial statement and credit reports. And ensure all data are verified, validated, evaluated and recommends appropriate credit decision in accordance in credit policy.
In this role. I developed a strong understanding of financial industry regulations and lending guidelines, ensuring compliance. I still maintained effective communications with external and internal clients.
My experience as a Credit Analyst, expanded my expertise in Credit and Collections, Account Maintenance, Loan Evaluation of consumer lending products (credit cards, personal and business loan, auto and housing loan). By meticulously reviewing the loan applications to ensure all data are accurately encoded. And validate the authenticity of data and documents to avoid fraud. By conducting third party credit checking. Thru bank checking, NFIS CRIF checking telephone and Field Credit Investigation.
Throughout my work experience , I sharpened my analytical skills, attention to detail and ability to work under pressure, meeting deadlines while delivering high quality results. I also cultivated interpersonal skills, building strong relationships with clients and colleagues. And provide exceptional customer service.
Overall my experience as a credit and collection analyst, equipped me with a comprehensive understanding of collection process and loan assessment and customer relationship management. I'm confident in utilizing this experience and contribute effectively. And support the company within the strategic vision.
