Account Officer:
1. Business Development and Sales
- Actively solicit new clients and develop new loan accounts to meet or exceed sales targets.
2. Client Relationship Management
- Serve as the main point of contact for a portfolio of clients, building and nurturing long-term relationships.
3. Credit and Financial Analysis:
- Evaluate clients' financial information, including business statements, credit history, and collateral, to determine the feasibility of granting a loan.
- Analyze financial data to assess risk, calculate financial ratios, and determine a client's capacity to repay.
4. Loan Processing and Portfolio Management
- Guide clients through the entire loan application process, ensuring all required documentation is complete and accurate.
5. Compliance and Reporting
- Ensure all loan activities adhere to the financial institution's policies and industry regulations.
