Risk Management and Lending Professional with experience in Enterprise Risk Management (ERM), Internal Audit, Compliance Monitoring, Operational Risk Management, Credit Analysis, Loan Processing, and Loan Portfolio Management. Skilled in evaluating borrower creditworthiness, conducting financial analysis, assessing and mitigating risks, monitoring loan performance, strengthening internal controls, ensuring regulatory compliance, and delivering data-driven insights to support sound business and lending decisions. Recognized for strong analytical abilities, attention to detail, problem-solving skills, and commitment to governance and organizational resilience.